"House Prices on the Boil"

That was the headline in the Sydney Morning Herald announcing that most people now predict house prices will rise 5%. Is 5% "on the boil", while current mortgage rates exceed this and are confidently forecast to rise during this year?
The NAB has changed its forecast of house price trends from a forecast 5% drop this year to a 5% rise this year and next, based on the higher than forecast employment figures.
"The combination of lower unemployment, low interest rates, undersupply of houses and the first home owner boost acted to increase house prices and hence consumer wealth," says Alan Oster of NAB.
The SMH says "the consensus is for house price growth of between 5 and 10 percent".
Shane Oliver of AMP Capital suggests low-end house prices could fall modestly but predicts average prices rising 5%.